Uninsured Drivers

Have you ever wondered how many drivers out there have no auto insurance?  Do you cringe at the thought of one of those drivers hitting you on the road and not being able to be compensated for their negligence?  Well, I have been researching this for a few days now and it is astounding how many drivers actually drive without insurance.  In the U.S. 13.8% of drivers have no car insurance even though the state they live in may require drivers to carry it.  That is 1 in every 7 drivers!  Not only that the number of drivers without insurance is higher then the unemployment rate!  Imagine that!  Who do you think pays for those drivers that are uninsured?  Yep, you guessed it right!  All of us insured drivers are paying for those that are not insured.  Doesn't seem right.  It also appears that most people responsible enough to carry car insurance also have uninsured motorists coverage so they can be protected by those who do not have it.  This is a good thing if you are worried about you being compensated for somebody elses mistakes.  It only costs about 12-15 dollars a month more for uninsured motorists on your vehicle so why not add that to your coverage and protect yourself from those who won't.  You can call us anytime at Schrader & Murphy Insurance to get a quote on adding this to your policy.  Just thought you might like some friendly advice and a chance to possibly protect yourself better in case you get caught up in the middle of an accident with one of those uninsured motorists.  Take care now and drive defensively!