Take Me Out To The Ball Game!

It's Schrader & Murphy Night at the Spokane Indians game!  How much more fun can it be.  Beautiful weather, $1.00 hot dogs, ice cream and sodas and lots of friends and family in the group!  Schrader & Murphy Insurance agency loves to enjoy events that support the community and bring  family and friends together.  In these hard economic times  where else can you take your family of 4 out for a night of fun and food for under $30.00?? Hard to find!  We are all looking forward to the fun to be had this evening!!  I know reporting back will be all good things and well, GO INDIANS!!!

Youngest and Oldest Drivers seem to have more good driving habits

2011 GMAC Insurance Study Shows Youngest and Oldest Drivers Least Distracted

Unexpected results from the Distracted Driving Study from GMAC Insurance shows that the least experienced and youngest drivers are the least likely to have distracted driving habits. Apart from selecting songs on an MP3 player, teen drivers are far less likely than drivers ages 18 to 34 to engage in all other non-driving related activities. Not surprisingly, drivers over 60 years old are far less likely than young adult drivers to engage in any distracted driving habits.

• Fifty-seven percent of young adult drivers say they eat while they drive, as opposed to only 39 percent of teen drivers and 38 percent of drivers over 60 years old.
• About 30 percent of young adult drivers admit to adjusting their GPS, while only four percent of teens and only 13 percent of drivers over 60 years old admit to doing the same.
• Only 28 percent of young adult drivers say they have completely eliminated using their smart phones to text, email, and make calls. That's opposed to 75 percent of teen drivers and 72 percent of drivers over 60 years old who say they have stopped using their mobile devices completely while driving.

Free BBQ's are coming back

After contemplating on what we need to do about having our free BBQ's we decided that instead of ceasing the opportunity to serve lunch to our community we are going to do it more often.  We are now busily getting the correct gear and license requirements to sponsor our BBQ's and we will be hosting several more free BBQ's before the summer is over.  It seems that when you are trying to help out the community you always have so many hoops to jump through, but we are willing and able to do all the jumping it takes to serve our customers and our community!  Spread the word that we are back and Schrader & Murphy Insurance will be having those free BBQ's after all!

FREE BBQ GOT SHUT DOWN

We had the 4th BBQ for customer appreciation on Friday and it was turning out to be the most successful one so far this year.  The location of this one was at our newly relocated branch on 910 W Boone.  This office is located in the downtown area closer to the courthouse and all of the government offices.  In some ways it is a perfect location with all of the attorneys offices and the bails bonds offices to partner with for our type of client.  Schrader & Murphy Insurance does cater to the individual with multiple tickets, dui's, accidents and the younger drivers that have difficulty obtaining decent insurance rates elsewhere.  So, location wise, this is a perfect fit for our office.  Except for the fact that we had our 8th annual FREE CUSTOMER APPRECIATION BBQ and with giving away about 120 sausages, chips, cookies, and sodas in the first two hours a friendly visitor from the Health Department walked by and saw that we were having a FREE FOOD TO THE PUBLIC  PARTY and shut us down!  Apparently after having these occasions for 8 years we were informed we needed to have a permit, which cost $480.00 to give free food away to the community.  Now which part of this makes sense?  We pay for the food, supply everything for the ocassion, introduce our friends and neighbors of the community to our business and now they want us to pay an additional fee to enjoy a fun summer BBQ in our parking lot!!! Wow!  We ended up getting fined $175.00 for the ordeal and after two hours and 4 promised hours left we could do nothing about it.  We lost a possible 50 new clients due to the shutdown and we had to turn people away left and right.  Just does not seem right!  You try to do something good for the Community and you are penalized for it!  Good grief can't the government go somewhere else and make their money?  Apparently Not!! Watch for the next free BBQ in the coming weeks.  We will be abiding by the Heath Departments rules and we will go forward with a bigger and better event to make up for the pure disappointment of this party.  SCHRADER & MURPHY INSURANCE is there for the community and we will be back stronger than ever.

continuation on Renters Insurance

the final chapter of this story, of course is going to be a positive outcome for the insured.  The Apartment Complex accepted the offer from the Insurance Company and there was no charge whatsoever to the tenant, aka the insured.  The insured did not lift a finger to do any of the clean up with his personal belongings or the apartment's mess that was made due to the fire and smoke damage.  All, I can say as far as advice goes is do not let yourself be put in to a position where you will have to do all of the clean up on your own.  Don't go without Renters Insurance for one more day!  Purchase your Renters Insurance today!  Contact Schrader and Murphy Insurance at any of our locations and they will help you through this painless process now!