continuation on Renters Insurance

So for about $12.00 a month my friend paid for his renter's insurance.  The insurance company that he was insured with, Safeco Insurance, did a fine job of handling the claim with the insured.  The problem was the apartment owner who did not seem to excited about letting the insurance company pay for the damages.  He would rather have the tenant have to pay for them and therefore they could charge an inflated amount and make a ton of money in the process.  The insurance company advised the owner of the apartment complex that they could fix the damages to the kitchen including obtaining the cabinets, installation and repairs to the smoke stained walls.  This would cost them $2800.00.  The owner said it would cost them $4500.00 and they would not negotiate.  Well, the insurance company had the manpower and the supplies to handle the project but it took the owner of the apartment complex close to 2 months to finally agree to the offer from the insurance company, but not before I stepped in and explained where I was coming from.  I will continue this story on my next post!  Until then, go and purchase renters insurance and visit our webpage at http://www.schraderandmurphyinsurance.com/!

The Importance of Renters Insurance

A friend of mine was involved in a fire in his apartment kitchen and it became somewhat of a nightmare for him.  Even though he had renters insurance, and a Safeco renters policy at that, he was still in a world of hurt with learning the ins and outs of filing a claim and then dealing with the apartment complex he lived in.  It appears that not very many people carry renters insurance that live in apartments and that is a definite advantage to the apartment complex.  You might think differently, but after you hear my story you sill see why.  to be continued...